Notes from the Jokoor team.
How we build and run financial infrastructure for Gambian businesses.
Batches, Serial Numbers and Sets: Knowing Exactly What You Have
Most shops know how many of something they have. Far fewer know which ones. Three features in Jokoor answer that question.
How to Run Payroll in The Gambia: A Simple Guide for Small Businesses
A step by step guide to paying staff in The Gambia: gross pay, the PAYE bands, SSHFC contributions, payslips, and what to pay GRA and SSHFC by the 15th of each month, with a worked example.
Your Payroll Spreadsheet Is Costing You More Than You Think
A payroll spreadsheet looks free, but its costs never show up in a cell: tax bands that went out of date in the 2025 budget, one person who understands it, staff without payslips, and payday that takes days. Here is what the same month looks like in Jokoor Payroll.
Why Your Books Are Always Three Months Behind
Most Gambian businesses only find out whether they made money when the accountant has been through the receipts. Here is why the books fall behind, and how recording sales as they happen and letting the bank statement check your books keeps them current.
SMS Customer Engagement in The Gambia: How to Keep Customers Coming Back
Getting the phone number is the easy part. Here is what to send, when to send it, and why two way SMS is not on the table for a Gambian business.
How to Get an SMS Sender ID in The Gambia
A sender ID is the name a text message arrives from instead of a number. Here is what Africell, QCell, Gamcel and Comium actually ask for before they approve one, and how long approval takes.
Why Your Website Still Can't Take a Payment
A website that can show a product usually still can't take a payment for it. Here's how one WooCommerce plugin closes that gap, with the wallets customers already carry and cards from abroad.
Why Your Till Shouldn't Wait a Second and a Half
A till on a slow connection can't wait a second and a half. Here's how Jokoor rebuilt its infrastructure so it never has to.