Jokoor Pay

Accept every way customers want to pay.

Wave, QMoney, AfriMoney, APS Wallet, Yonna, Sutura Money and cards, through a single integration, one settlement flow, one dashboard. Built for Gambian merchants.

839+
Payments processed
99.6%
Success rate
T+0
Mobile money settlement
pay.jokoor.com/app/transactions
Live
Jokoor Pay transactions
Your customers pay the way they already pay
Wave Wave Mobile money
QMoney QMoney Mobile money
AfriMoney AfriMoney Mobile money
APS Wallet APS Wallet Mobile money
Yonna Yonna Mobile money
Sutura Money Sutura Money Mobile money
Visa Visa Card • GamSwitch
Mastercard Mastercard Card • GamSwitch
Built for Gambia

Merchants here have been waiting for this.

No more wiring up each provider. No more reconciling five spreadsheets. Your customers tap "pay" with whatever they have, and you get confirmation in seconds.

Gambian entrepreneur using Jokoor Pay
Everything included

A complete payments platform, not a plugin.

Everything you need to accept, reconcile, refund, and report, in one place.

Every method, one integration

Wave, QMoney, AfriMoney, APS Wallet, Yonna, Sutura Money, Visa and Mastercard, through a single API and checkout.

Fast settlement

T+0 on supported mobile money rails. Card payments are available in 2 to 3 business days.

Payment links in seconds

Generate a link, share it on WhatsApp, get paid. No website, no technical setup required.

Developer-first API

Clean REST endpoints, idempotency keys, webhooks, and drop-in plugins for WooCommerce and WHMCS.

See the WooCommerce plugin

Fraud protection built in

Risk rules tuned for Gambian commerce, 3D Secure on card rails, signed webhooks back to you.

One dashboard

Reconcile, refund, and report across every payment method from a single merchant dashboard.

No code required

Payment links in seconds.

Create a link, share it anywhere, WhatsApp, SMS, email, Instagram bio. Customers open it, pay with their method of choice, and you get notified the moment funds arrive.

  • Fixed or customer-set amount
  • Multi-currency support (GMD primary)
  • Expiring or single-use links
  • Automatic receipts via SMS and email
pay.jokoor.com/app/payment-links
Payment links

Start accepting payments today.

Create an account, add your business details, accept your first payment in minutes. No monthly fees.