All the features you need

A complete accounting and inventory system with everything to manage your business finances. No accounting degree required.

Invoicing

Create professional invoices that get you paid faster. Customize with your brand, send directly to clients, and track payment status.

Custom Invoice Templates

Add your logo, choose colors, and create invoices that match your brand. Multiple templates to choose from.

Line Items & Taxes

Add products and services from your catalog. Apply taxes, discounts, and calculate totals automatically.

Send via Email or WhatsApp

Email invoices directly or share via WhatsApp. Customers receive a link to view and pay online.

Recurring Invoices

Set up automatic invoices for repeat customers. Bill monthly, quarterly, or on any schedule.

Payment Reminders

Automatic reminders for overdue invoices. Customize when and how often reminders are sent.

Credit Notes

Issue credit notes for returns or adjustments. Apply credits to future invoices automatically.

Payments

Track every payment received from customers. Match payments to invoices and always know who owes you money.

Record Payments

Record cash, bank transfers, Wave, or card payments. Link payments to specific invoices.

Partial Payments

Accept partial payments on invoices. Track remaining balances and payment history.

Online Payments

Let customers pay online via Jokoor Pay. Accept Wave, AfriMoney, QMoney, and cards.

Customer Balances

See outstanding balances per customer. View payment history and aging reports.

Bills & Expenses

Track what you owe vendors and where your money goes. Never miss a payment and understand your spending.

Purchase Bills

Record bills from vendors and suppliers. Track due dates, amounts, and payment status.

Bill Payments

Record payments to vendors. Match payments to bills and track what's still owed.

Expense Tracking

Record expenses on the go. Categorize spending and attach receipts for documentation.

Receipt Capture

Snap photos of receipts with your phone. Details are extracted automatically.

Expense Categories

Organize expenses by category - rent, utilities, transport, supplies. Create custom categories.

Vendor Management

Keep vendor details organized. View purchase history and amounts owed per vendor.

Inventory

Complete inventory management built-in. Track stock levels, manage products, and never run out of your best sellers.

Items & Services

Create products with SKUs, prices, and descriptions. Define services with hourly or fixed rates.

Stock Tracking

Track inventory levels in realtime. Stock updates automatically with sales and purchases.

Stock Adjustments

Record stock changes for damaged goods, returns, or inventory counts. Full audit trail.

Low Stock Alerts

Set reorder points for each item. Get notified when stock runs low so you never miss a sale.

Item Categories

Organize items into categories. Filter and search your product catalog easily.

Cost Tracking

Track purchase costs and selling prices. See margins and profitability per item.

Accounting

Proper double-entry bookkeeping under the hood. Your books stay balanced and accurate without you needing to be an accountant.

Chart of Accounts

Pre-configured account structure for Gambian businesses. Fully customizable to your needs.

Journal Entries

For accountants: create manual journal entries when needed. Full audit trail of all entries.

Multi-Currency

Work with multiple currencies. Create invoices in USD, EUR, or GMD with automatic conversion.

Fiscal Years

Define your fiscal year. Close books at year-end and start fresh with opening balances.

Tax Settings

Configure tax rates for your business. Apply taxes to invoices and track for GRA reporting.

Audit Trail

Every change is logged. See who did what and when for complete accountability.

Reports

Get clear answers to your business questions. Financial reports that make sense, even if you're not an accountant.

Profit & Loss

See your income vs expenses. Know if you're making money and how much profit you're earning.

Balance Sheet

Assets, liabilities, and equity. Your complete financial position at any point in time.

Cash Flow Statement

Track how cash moves through your business. Operating, investing, and financing activities.

Trial Balance

All account balances in one view. Verify your books are balanced and accurate.

Receivables Aging

See who owes you money and for how long. Track overdue invoices by 30, 60, 90+ days.

Payables Aging

Track what you owe vendors. Manage cash flow by knowing when bills are due.

Sales Reports

Sales by customer, by item, by period. Understand what sells and who buys.

Tax Reports

Tax summaries ready for GRA filing. Export reports your accountant will love.

Banking

Keep your books in sync with your bank. Import statements, reconcile transactions, and always know your true balance.

Bank Accounts

Add multiple bank accounts. Track balances for GTBank, Zenith, Ecobank, and others.

Statement Import

Upload bank statements in CSV or PDF. Transactions are parsed and ready to match.

Smart Matching

We suggest matches between bank transactions and your records. Approve with one click.

Bank Reconciliation

Match your books to your bank balance. Find and fix discrepancies quickly.

Cash Accounts

Track petty cash and cash registers. Record cash transactions separately from bank.

Mobile Wallets

Track Wave, AfriMoney, and QMoney balances as separate accounts in your books.

Integrations

Works seamlessly with other Jokoor products. One ecosystem for all your business needs.

Jokoor Pay

Accept payments on invoices. When customers pay online, payments are recorded automatically in your books.

  • Auto-record payments
  • Real-time invoice status
  • Transaction fees tracked

API Access

Build custom integrations with our REST API. Connect Jokoor Books to your existing systems.

Data Export

Export your data anytime. Download reports as PDF, CSV, or Excel for your accountant.

Webhooks

Get notified of events in realtime. Invoice created, payment received, and more.

Ready to get started?

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